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The analysis that follows was written by Vance Howard, CEO of Howard Capital. Howard Capital provides money management services through our firm, Houston Wealth Advisers, LLC, a Registered Investment Adviser (RIA). We make this post available as a courtesy, but wish to note that we have not contributed to, nor are we responsible for, its contents. The information contained in this analysis should not be considered investment advice, an offer to purchase any security or investment, or a solicitation of any kind. Consult your financial adviser, review all materials and prospectuses, and consider all risks before making any investment. Noel R. Vincent, Managing Partner & Chief Investment Officer – Senior Partners Private Wealth Management